Like many other twenty-somethings in India, Beverly Coutinho kept postponing buying a life insurance policy, until a surge in COVID-19 cases and deaths made her confront her own mortality. "I saw people my own age dying, which prompted me to get life insurance immediately," says Coutinho, a 24-year-old senior executive at a public relations agency in Mumbai.

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Mr. Nana Chavan

Kalbhairav Consultancy was incorporated by Mr. Nana Chavan in 2002 with a mission to provide financial advice to the clients and ensure their financial freedom. Under the guidance of Mr. Nana Chavan, at Kalbhairav Consultancy we execute best practices that have been fine-tuned by our 16 years’ experience in industry and market research & studies.

Mr. Nana Chavan